How Much Is Your Auto Accident Compensation Worth?      Damages for car accidents are designed to compensate the victims of the auto accident attorney. Some of the damages include damages to property, medical bills and the pain and suffering.      In New York you have three years after an accident to file a lawsuit. However, waiting too long could endanger your case. Over time, evidence can be lost or destroyed, witnesses may not remember important details.      Damages      In the event of a car accident the victims may receive compensation for their economic losses like medical bills and lost wages. In addition, they can receive compensation for non-economic losses like discomfort and pain. The amount you are entitled to depends on the severity of your injuries and the impact they'll have on your life.      A skilled auto accident litigation accident attorney can help you determine the value of your injuries and property damage, and then negotiate with the insurance company to negotiate a fair settlement. Insurance companies are in the business to make money. They will do all they can to settle your claim as cheaply as possible. You need an attorney who knows how to ensure that you receive the maximum amount you are entitled to.      In addition to the costs of repairing your vehicle you can also claim compensation for personal belongings which were damaged in the collision. Jewelry, clothes, and shoes are all included. You can also get compensation for the costs of housekeeping, gardening or childcare if you are unable to do these tasks by yourself due your injuries.      Your deductible is also part of the equation when determining your claim is worth. You'll need to pay your deductible prior to when the insurance company begins to pay for the damages. You can then sue the motorist at fault for any remaining damages.      Medical bills      Medical bills arising from a car crash can quickly accumulate. The average cost of an ambulance ride, a hospital stay, and inpatient care can run into tens or thousands of dollars or more. Moreover, the cost of physical therapy, prescription medications and other treatments can continue to rise as the accident victim gets better.      The at-fault driver is responsible to pay for the losses of a victim, including medical expenses, when they are found responsible in the course of a lawsuit. However the law does not normally require the at-fault party to pay their victim's medical bills on a regular basis.      Unless you live in a no-fault state the first step to take to claim medical bill compensation is to submit an application to your auto accident compensation insurance company for PIP (personal injury protection) coverage. The insurance coverage can cover all or the majority of your medical costs, depending on the policy limits.      You must also file a claim against the liability coverage of the driver at fault, as well as your own uninsured motorist policy. These policies may reimburse you for medical costs, but they often contain deductibles and other terms. A lawyer with experience will assist you through the process of getting medical bills paid. This will avoid having to spend your personal income on medical expenses and allow you to concentrate on your recovery.      Loss of wages      Accidents in the car can keep you out of work. This could leave you without income and struggling to pay your bills. You may have to borrow money from friends or family members. Settlements can take a long time. In the meantime, you will need to continue paying your bills from your pocket and wait for your settlement.      A claim for lost wages may help you recover the money you could have earned not for the car accident injury. This can include hourly earnings and salary, but could also include other financial benefits like raises and bonuses. Your attorney can calculate the exact amount of lost earnings.      You can either make a claim through an insurance company that is no-fault or sue the party at fault for the loss of wages. The claim usually includes your medical expenses, proof of your absence from work due to your injuries, and the evidence of your loss of earnings capacity. It is commonly described as demand package.      You'll need to submit a letter from your employer which confirms the specifics of your employment, including the days that you were absent due to your injury, as well as the hours you usually work. You'll need to provide your paystubs and tax documents and other pertinent documents. Your attorney can assist you gather these documents and prepare a convincing demand form to present to the insurance company or judge in your case.      Pain and suffering      Certain expenses incurred in an accident can be figured to the penny, like emergency services, medical costs, surgery, medications, lost wages, etc. But others aren't. These losses that are not quantifiable are referred to as pain and suffering and are an essential component of a compensation claim.      The emotional and physical consequences of an accident are associated with suffering and pain. A victim's injuries may cause lasting damage to their lives, resulting in permanent disability or even death. A person suffering from a debilitating head injury, for instance might never be able to work or function normally. These types of injuries typically require a substantial settlement.      In most cases, the amount suffering and pain the victim endures is contingent on the severity of their injuries and Auto Accident Compensation how it has affected their lives. An experienced lawyer will look into the details of your case to determine the appropriate settlement. They will utilize previous settlement amounts for similar injuries to give you an idea of what your case may be worth in terms of pain and suffering.      Insurance companies try to undermine the claims of victims for suffering and pain by claiming that their injuries were not sufficient. An experienced lawyer will rebuff these tactics and negotiate with the insurer on your behalf to ensure you get a fair settlement.